Pay Monthly Mattress on Credit: Buy Now Pay Later Beds!

It is easy nowadays to purchase a quality mattress without having to make the full payment immediately. Two companies, primarily, have aligned with a number of mattress retailers to offer financing services to consumers. These are Affirm and Splittit. Obtaining a pay monthly mattress is now standard.

Pay Monthly Mattress Options Through Affirm

Affirm allows financing of your purchase without the need for a credit card. Pay monthly mattress options are available from a number of manufacturers and we have listed a featured number of these below. Affirm offers financing for your purchase in real-time as you place your order. So you can immediately buy your mattress on credit and pay for it over time in fixed monthly installments.

How to Order a Buy Now Pay Later Mattress

During your checkout, select to pay with Affirm. You will be prompted you to enter a bit of information, primarily your name, email address, cell phone number, date of birth, and the last four digits of your social security number. There is a further security check where Affrim will send a designated numerical code to your mobile number to authorize your account. Once you enter this, the company will inform you of the loan amount you have now been approved for. You will also be advised of the interest rat, and the amount of time available to pay off your loan. You are given the option to opt to pay off your loan over time. The amount of your fixed, monthly payments will also be indicated and the total amount in interest payments you will have to make over the period of the loan.
Following your approval, you will receive monthly email and text message notifications for your upcoming payments. Autopayments are also available. The initial monthly payment is due 30 days from the date your order is processed.

Please Note: We have advertiser and affiliate relationships with some companies mentioned on this site. We may earn compensation from the companies mentioned here.

Mattress on Credit: Making Payments

When you initially create an Affirm account, a ‘soft’ credit check is performed verify your identity. This does not negatively affect your credit score. Before your monthly payment is due, you will receive reminders by email and SMS text advising you of the installment amount due and the due date. You can also sign up for autopay using your checking account. This way, you can avoid missing a payment.

To make a payment, go to Here, you will be prompted to enter in your cell phone number and to this will be sent will be sent a personalized security pin. Enter the pin into the form on the following page and sign in. A list of your upcoming die payments and your loans is displayed. Select the loan payment you wish to make and process the payment using either a credit card or ACH bank transfer. This offers you an easy way to order a buy now pay later mattress online.

Note that we have information on queen size memory foam mattress offers from a fuller list of manufacturers on our homepage.

Please Note: We have advertiser and affiliate relationships with some companies mentioned on this site. We may earn compensation from the companies mentioned here.

Nectar Mattress: Buy Now Pay Later

Nectar mattress is now partnered with Affirm and Splitit, two premier consumer financing institutions. These allow you to make easy, small payments every month even if you have no credit history. This allows installment payments over the course of one year. Terminating the payment plan is easy and simple. You are fully refunded promptly. Affirm allows you to:

  • Make monthly payments with or without a credit card and even with no credit.
  • For example: pay $42 monthly instead of the full $898.
  • You can make use of your 365 night trial using this payment plan.
  • Instantly be pre-qualified. Interest can be as low as 0%!
  • Pre-qualification does not impact your credit score.
  • Split up your payments of your buy now pay later mattress into manageable amounts

Go directly to Nectar Sleep Financing to apply!

Click Here to Our Nectar Mattress Review or Click Image Below to Purchase Item at NectarSleep

Nectar Buy Now Pay Later Mattress
Luxury Queen Size Mattress Affordably Priced at $799

A Video Review of the Nectar Mattress:

Buy the Layla Sleep Mattress on Credit

Layla sleep offers buyers a 120 night trial with financing through Affirm. Only make low monthly payments you can afford. If you are not satisfied with the mattress, Layla will refund you all payments made until that point. Mattress financing is made easy. You are able to obtain a real-time decision in a couple of minutes after entering a few pieces of identifying information. So you can order a buy now pay later mattress, pillows, sheets, bases or whatever you would like. Confirm your eligibility, receive quick approval in minutes and go shopping for the sleep products that best suit you.

Once you receive your approval and continue to checkout, you will be given the option to select a 3, 6, or 12 month term. The exact terms and payment amounts are shown you before you complete the order of your pay monthly mattress. The down payment is as low as $0 depending on whether you qualify. So in certain cases, you may be asked to make a down payment. The APR is always 0% as is the interest rate.

Go directly to Layla Sleep Financing to order via monthly payments!

Click Here to Our Layla Mattress Reviews or Click Image Below to Purchase Item at LaylaSleep

Buy Layla Mattress on Credit

A Video Review of the Layla Mattress:

Bear: Pay Monthly Mattress

This involves a fast and easy application. You receive a decision in only seconds. Here as well, a soft credit check is done, so your credit score is not negatively impacted. You can buy your Bear mattress on credit with affordable monthly payments. The online application is fast and easy and offers you flexible and affordable pay monthly mattress financing terms. You can pay for your order selecting 6, 12 or 18 month terms at 0-30% APR. There are no prepayment penalties and you can pay back the loan in full at any time without incurring any penalties. Obtain a decision in just a few minutes.

Choose affordable monthly payment options from Bear Mattress!

Click here to our Bear Mattress Review or Click Image Below to Purchase Item at Bear Mattress

Bear Pay Monthly Mattress
Bear Mattress Queen Size; $840

Nolah Buy Now Pay later Mattress

Nolah Mattress on Credit
Nolah Queen Size Memory Foam Mattress: $894

After you make your purchase, Nolah Sleep will process your order and send you a confirmation email with the shipping and tracking information. Affirm will communicate with you updating you of upcoming payments, due dates, etc.. All Payments are managed online at

Order you Nolah mattress with Financing through Affirm!

Usable on Any Flat Surface
Can be used on any type of bed frame such as box spring, platform, slatted base, foundation or adjustable bases.

See more in our analysis of the best queen mattress sets available online.

Looking to fit a smaller sized bed? See our Double Memory Foam Mattress offers.